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Best insurance for NZ travel?
Advice needed


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#1 Velvetta

Posted 13 November 2012 - 10:39 AM

We are hiring a van and travelling for 2 weeks with 3 children and us. I'm not sure how much insurance to take out - I'm guessing we'll need cover for theft of the van or theft of contents and other theft too. How much health cover should we get? I don't know how much reciprocal care there is between NZ and Australia.
Is there anything else we should consider? And can anyone recommend with whom?
Thanks original.gif

#2 sir_mix-a-lot

Posted 13 November 2012 - 11:14 AM

I usually go with http://www.travelinsurancedirect.com.au/
They're cheap, offer coverage to suit my needs and their customer service is good. I've never made a claim with them though.

I have, however, made claims with STA Travel Insurance and Cover More (Flight Centre). Both were excellent in regards to the claim, however they do cost much more than Travel Insurance Direct.

Check the exclusions if you're going to do some activities that the insurers may consider risky, like skiing or rafting. Also, be aware that sometimes hiring a bike or a boat (for example) might not be covered.

IMHO the health cover always seems rather generous, even on the cheap cover, so I never bothered getting higher cover. I usually just get the cheapest I can for NZ, making sure that it would cover the excess on the vehicle I was hiring.

Have fun!

#3 Velvetta

Posted 13 November 2012 - 11:32 AM

Thanks PP, they look good.




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