Jump to content

Travel Insurance Questions
Domestic and International Coverage


  • Please log in to reply
5 replies to this topic

#1 domestically~challenged

Posted 04 January 2013 - 01:22 PM

I've never taken out travel insurance before and my head is in a spin!

In May we are flying from Melbourne to Sydney and staying there 3 nights before heading off on a 15 day South Pacific Cruise. Upon return we are same day flying back from Sydney to Melbourne.

To get both domestic and international coverage so everything is covered I would need to take out an annual/multi-trip policy cover? Is that right?

wacko.gif

#2 New_display_name

Posted 04 January 2013 - 07:33 PM

only take out a multi trip if you are planning to travel more during the year.

Basically what you do if you just want the one trip is start the insurance from the day you leave your house until the day you intend to return to your house, and the policy will cover you for the whole trip.

You just need to select the appropriate "zone" that you are travelling in.

Good luck, travel insurance did my head in at first, but now it's not so bad original.gif

#3 asdf89

Posted 04 January 2013 - 07:40 PM

Just FYI, if you want your travel insurance to cover your flights you need to pay for it before or at the same time as you book your flights.

If you buy your insurance after you've booked your flights, you won't be covered.

And PP was right - you just need insurance for one trip, just make sure you specify what area you'll be spending the most time in.

#4 anabh

Posted 04 January 2013 - 07:45 PM

If you are paying by American Express, check your card because I know we get free travel insurance as long as we have paid for the flights using our cards.

#5 New_display_name

Posted 04 January 2013 - 07:58 PM

ASD - Not sure who you insure with but that is not true of many insurance companies ( none that I have come by).

You are covered for any issues that arise from the time you purchase until you return.

So you book your flights (definite departure and return dates to plug into cover dates - this is needed as the coverage price on a one off trip is dependant on departure and return dates), then take out your insurance any time before your departure.

The sooner you take the cover out the better (after purchasing flights), as this covers you if you get sick hospitalised and need to rebook anything, or flights are cancelled etc.


I second checking insurance available with your credit card. It was not suitable for our two month jaunt, so we took out additional insurance.

HTH

#6 domestically~challenged

Posted 04 January 2013 - 09:30 PM

Thanks everyone. Credit Card is out as didn't use one. I was just so worried about making a wrong decision as the single trip zones weren't Australia/domesic due to the cruise and wanting to make sure I wasn't just covered when I left Australia as some policies are worded different so will confirm with who I decide on I guess original.gif




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 
  • Bobby320

    When they were famous

    Ever wonder what happened to the child stars that entertained us all those years ago? From Mary Poppins to Jerry Maguire, take a look at when they were famous and learn what they're doing now.

  • harry320

    10 actors who were almost cast in the Harry Potter series

    Casting for the Harry Potter series couldn't have been an easy job. While we think everything turned out the way it should, here's ten actors that almost made it into the movies.

  • book-320

    11 best YA books of 2015

    The best Young Adult fiction in 2015. Source: The Telegraph, London.

  • ek-80sgirls-thumbnail

    Trends only girls of the 80's would understand

    Only young girls growing up in the 80's would understand - from her sticker collection and pen pals, from hair crimpers to her prized bubble skirt.

  • ek-80sboys-1thumb3

    Boys growing up in the 80s

    Flashback time! Here are a handful of totally retro memories for boys (and a few for girls) who grew up in the 1980's in Australia.

 
Advertisement
 
 
Advertisement
 
 
 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.