well I got this from the site, see below. that card is through gemoney, they have really been bad for many people I know, might be better off trying for a balance transfer to another card company on a low interest rate, some even do interest free on balance transfers and then you go on the a low interest rate, always check what the rates will be.
Payments after the Interest Free period
If you haven't paid off your purchases within the Interest Free period, you will be charged interest on the outstanding amount from the date your Interest Free period expired. This interest will not be backdated.
Credit Card Up to 21.74% Interest rate applicable to outstanding credit card purchases.
Cash rate Up to 29.49% Interest rate applicable on cash advances, purchases & BPAY where biller doesn't accept credit or we have otherwise told you that will be treated as a cash advance.
Expired Promotional Purchases 29.49% Interest rate applicable on outstanding balances that aren't subject to a promotional period.
your DD will pay nearly 30% interest on the initial purchase :s
the interest rates were hard to find, took a bit of digging but its here- http://www.gomastercard.com.au/features/rates-and-fees.html
she needs to do a balance transfer with another bank asap. Well thats what I would do.
Edited by blackbird, 13 January 2013 - 11:28 PM.