Jump to content

Credit card payment stuff up

  • Please log in to reply
9 replies to this topic

#1 Cherish

Posted 19 January 2013 - 01:05 PM

Payments not due til 4th Feb.
I paid it it full the other day (pay in full early due to when our monthly pay falls)
Just realised today that I paid it 1cent short  ph34r.gif
If I pay $5 will that set me straight?
Why kind of lunatic pays something 1 cent short :S

#2 JKTMum

Posted 19 January 2013 - 01:14 PM

If it's not due yet then the interest wouldnt have been activated. Probably silly paying 1c but even just $1 should be fine.

I generally round ours up to the nearest whole dollar amount (or the nearest $5) when I pay it off each month.

#3 PatG

Posted 19 January 2013 - 01:45 PM

Can't you just pay the extra cent? If not then what ever the smallest you net banking will let you, you don't get charged interest until after the due date.

#4 Cherish

Posted 19 January 2013 - 01:47 PM

I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim

#5 mumto3princesses

Posted 19 January 2013 - 02:25 PM

You can pay it in however many payments you want for whatever amount each payment without having the interest activated as long as they get the total minimum payment by the due date. You could even just B/Pay the 1c if you want.

#6 protart roflcoptor

Posted 19 January 2013 - 02:29 PM

QUOTE (Cherish @ 19/01/2013, 01:47 PM) <{POST_SNAPBACK}>
I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim

Why? And why would you have to ask?

#7 EssentialBludger

Posted 19 January 2013 - 02:43 PM

QUOTE (#B# @ 19/01/2013, 03:36 PM) <{POST_SNAPBACK}>
I am pretty sure the bank wouldn't even notice that you had paid 1c had you done that

I once got a bill from Telstra for 2c wacko.gif

Our poor trees...

#8 Cherish

Posted 19 January 2013 - 03:46 PM

I needed to ask because I've always paid it in full and just wanted to check!' huh.gif

#9 heather124

Posted 19 January 2013 - 04:03 PM

It doesn't matter as long as you pay it in full by the due date, you can do some one week and then some more the next week.  If you overpay what is due, it will just sit there as a credit for the next time you use the card

#10 blackcat20

Posted 19 January 2013 - 04:04 PM

Paying 'in full' doesn't even need to be done in one payment. As long as the total amount is paid the bank doesn't care...

1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

  • ek-thumb-blinkybill

    Win Blinky Bill The Movie Prize Packs

    To celebrate the release of BLINKY BILL THE MOVIE in cinemas September, you could win 1 of 10 prize packs that include a pair of Kids Ugg Australia boots, DVD pack, a Blinky Bill The Movie book set and family pass to see the film.

  • ek-fathersdayfitbit

    Father's Day Gift Ideas 2015

    Here are 13 awesome gift ideas for the Dads to celebrate his special day.

  • ek-sportbooks-athumb

    Best books for sporty kids

    Need some inspiration for your sporty kid 's downtime? Here is a handful of good reads for young sporting enthusiasts.

  • kmart-320

    Kmart decor hacks

    Entire communities on Instagram are devoted to showing Kmart homewares prepped, preened and hacked into designer items.

  • ek-pullapart-zthumb

    Amazing pull-apart bread recipes

    From savoury to sweet, here we have gathered a range of amazing pull-apart bread recipes for you to make - in the mean time try to avoid licking the screen!

  • cotton-on-_320

    Cotton On KIDS activewear range

    Activewear for kids has gone designer at Cotton On.

  • ek-90steentvshows-2thumb

    Teens of the 90's TV favourites

    Were you a teen in the 90's? Here are some of your favourite shows from Australia and abroad during the decade.

  • Things only kids growing up in the 90s would understand

    Did you grow up in the 90s? Here are 50 classic memories from your childhood that will take you back.

  • harry320

    10 actors who were almost cast in the Harry Potter series

    Casting for the Harry Potter series couldn't have been an easy job. While we think everything turned out the way it should, here's ten actors that almost made it into the movies.

  • dh_320

    When they were famous

    Ever wonder what happened to the child stars that entertained us all those years ago? From Mary Poppins to Jerry Maguire, take a look at when they were famous and learn what they're doing now.

  • ek-fidgettoys-1athubm

    Fidgets or Fidget Toys for ASD, ADHD and Sensory Disorders

    Fidgets and other sensory hand held toys are a great way to encourage attention and concentration. We all love to rock on a chair and click our pens or chew gum to stay alert and attentive, so why not let children have functional and socially acceptable fidgets too, to help them learn and keep them focused on learning.

  • ek-80sboys-1thumb3

    Boys growing up in the 80s

    Flashback time! Here are a handful of totally retro memories for boys (and a few for girls) who grew up in the 1980's in Australia.

Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.