Jump to content

Credit card payment stuff up
Help!


  • Please log in to reply
9 replies to this topic

#1 Cherish

Posted 19 January 2013 - 01:05 PM

Payments not due til 4th Feb.
I paid it it full the other day (pay in full early due to when our monthly pay falls)
Just realised today that I paid it 1cent short  ph34r.gif
If I pay $5 will that set me straight?
Why kind of lunatic pays something 1 cent short :S

#2 JKTMum

Posted 19 January 2013 - 01:14 PM

If it's not due yet then the interest wouldnt have been activated. Probably silly paying 1c but even just $1 should be fine.

I generally round ours up to the nearest whole dollar amount (or the nearest $5) when I pay it off each month.

#3 PatG

Posted 19 January 2013 - 01:45 PM

Can't you just pay the extra cent? If not then what ever the smallest you net banking will let you, you don't get charged interest until after the due date.

#4 Cherish

Posted 19 January 2013 - 01:47 PM

I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim

#5 mumto3princesses

Posted 19 January 2013 - 02:25 PM

You can pay it in however many payments you want for whatever amount each payment without having the interest activated as long as they get the total minimum payment by the due date. You could even just B/Pay the 1c if you want.

#6 protart roflcoptor

Posted 19 January 2013 - 02:29 PM

QUOTE (Cherish @ 19/01/2013, 01:47 PM) <{POST_SNAPBACK}>
I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim


Why? And why would you have to ask?



#7 EssentialBludger

Posted 19 January 2013 - 02:43 PM

QUOTE (#B# @ 19/01/2013, 03:36 PM) <{POST_SNAPBACK}>
I am pretty sure the bank wouldn't even notice that you had paid 1c had you done that


I once got a bill from Telstra for 2c wacko.gif


Our poor trees...

#8 Cherish

Posted 19 January 2013 - 03:46 PM

I needed to ask because I've always paid it in full and just wanted to check!' huh.gif

#9 heather124

Posted 19 January 2013 - 04:03 PM

It doesn't matter as long as you pay it in full by the due date, you can do some one week and then some more the next week.  If you overpay what is due, it will just sit there as a credit for the next time you use the card

#10 blackcat20

Posted 19 January 2013 - 04:04 PM

Paying 'in full' doesn't even need to be done in one payment. As long as the total amount is paid the bank doesn't care...




1 user(s) are reading this topic

0 members, 1 guests, 0 anonymous users

 
  • winter-school-holiday-guide

    School holiday guide

    Here is what's on around Australia in your state. From ice skating to music theatre classes there is something to suit every child and every budget.

  • quotes-320

    Wise words from kids movies

    The movies we watched as kids had a lot more to offer than just entertainment. Here's ten wise quotes from kids movies.

  • ek-toysales-thumb

    Best buys of the 2014 toy sales

    We have rounded up some of the best from this year's half yearly toy sales from the big stores around Australia.

  • yoda

    31 iconic family films from the 1980s

    If you grew up in the 1980s there will be a number of films that are close to your heart. Here are 31 of the most iconic for you to watch with your own kids.

  • cruella

    10 live-action remakes of famous animations

    After the success of "Maleficent" at the box office Disney is opening their vault to re-work the classics into live-action movies, and a number of other film studios are following suit. Here are ten live-action remakes to look forward to.

 
Advertisement
 
 
Advertisement
 
 
 
Advertisement
 
 
Essential Baby and Essential Kids is the place to find parenting information and parenting support relating to conception, pregnancy, birth, babies, toddlers, kids, maternity, family budgeting, family travel, nutrition and wellbeing, family entertainment, kids entertainment, tips for the family home, child-friendly recipes and parenting. Try our pregnancy due date calculator to determine your due date, or our ovulation calculator to predict ovulation and your fertile period. Our pregnancy week by week guide shows your baby's stages of development. Access our very active mum's discussion groups in the Essential Baby forums or the Essential Kids forums to talk to mums about conception, pregnancy, birth, babies, toddlers, kids and parenting lifestyle. Essential Baby also offers a baby names database of more than 22,000 baby names, popular baby names, boys' names, girls' names and baby names advice in our baby names forum. Essential Kids features a range of free printable worksheets for kids from preschool years through to primary school years. For the latest baby clothes, maternity clothes, maternity accessories, toddler products, kids toys and kids clothing, breastfeeding and other parenting resources, check out Essential Baby and Essential Kids.