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Credit card payment stuff up

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9 replies to this topic

#1 Cherish

Posted 19 January 2013 - 01:05 PM

Payments not due til 4th Feb.
I paid it it full the other day (pay in full early due to when our monthly pay falls)
Just realised today that I paid it 1cent short  ph34r.gif
If I pay $5 will that set me straight?
Why kind of lunatic pays something 1 cent short :S

#2 JKTMum

Posted 19 January 2013 - 01:14 PM

If it's not due yet then the interest wouldnt have been activated. Probably silly paying 1c but even just $1 should be fine.

I generally round ours up to the nearest whole dollar amount (or the nearest $5) when I pay it off each month.

#3 PatG

Posted 19 January 2013 - 01:45 PM

Can't you just pay the extra cent? If not then what ever the smallest you net banking will let you, you don't get charged interest until after the due date.

#4 Cherish

Posted 19 January 2013 - 01:47 PM

I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim

#5 mumto3princesses

Posted 19 January 2013 - 02:25 PM

You can pay it in however many payments you want for whatever amount each payment without having the interest activated as long as they get the total minimum payment by the due date. You could even just B/Pay the 1c if you want.

#6 protart roflcoptor

Posted 19 January 2013 - 02:29 PM

QUOTE (Cherish @ 19/01/2013, 01:47 PM) <{POST_SNAPBACK}>
I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim

Why? And why would you have to ask?

#7 EssentialBludger

Posted 19 January 2013 - 02:43 PM

QUOTE (#B# @ 19/01/2013, 03:36 PM) <{POST_SNAPBACK}>
I am pretty sure the bank wouldn't even notice that you had paid 1c had you done that

I once got a bill from Telstra for 2c wacko.gif

Our poor trees...

#8 Cherish

Posted 19 January 2013 - 03:46 PM

I needed to ask because I've always paid it in full and just wanted to check!' huh.gif

#9 heather124

Posted 19 January 2013 - 04:03 PM

It doesn't matter as long as you pay it in full by the due date, you can do some one week and then some more the next week.  If you overpay what is due, it will just sit there as a credit for the next time you use the card

#10 blackcat20

Posted 19 January 2013 - 04:04 PM

Paying 'in full' doesn't even need to be done in one payment. As long as the total amount is paid the bank doesn't care...

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