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October 08 Parents # 77
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Posted 12 July 2011 - 05:07 PM
Mel - congrats on the uni results. I'm so happy for you. I like the rural thing but crave the faster pace sometimes. I was kida happy that Josh got to grow up rural as he was away from alot of the BS teenage crap that goes on in the city. It was a little harder on him but at least he was protected a bit. Bellas school is 25mins from here. I drive her or she gets the bus its a bit of a strain but its a lovely school & I'm happy to do it. She could go local though. Sometimes the closest school isn't always the best option & driving or busing is what is needed to get them into a better school...IYKWIM?? Also, I built a Tamawood/dixon home for $110K no driveways. Its a very basic 3 br 1 bathroom house. It does the job & was in my budget when I built it as Paul wasn't around (too busy drinking or something) so I financed it myself. A far cry from Mands $440K new home..lol. Perhaps it may b more expensive to build with them now or nearer to the city. There's nearly always a budget for everyone when it comes to building though saying that some areas have covenants. I rented at the time as I had already sold my previous home. With most banks its done in 4 draw down loan amounts. The closer to completion the higher the mortgage payments. It was only really hard to manage near completion. A whole lot of timing as well with leases etc but not doable. I know u asked Mands but thought a 2nd perspective is always good too.
The market was great. I put out whole logs/blocks of soap & as well as pre cut & pre wrapped pieces. Bit like Lush does. Next time I'll have to rethink things as it all kinda didn't work as well as I planned. The weather was a shocker though. I figure if I did ok on a -1 blustery cold day in a bad spot then imagine on a good warm day at an awesome market. I'd b interested to try that market when they r settled in to the new location.
Mega post, kids are running around feral now as my phone rang 4 times in between typing..laugh.
Posted 12 July 2011 - 05:27 PM
Mands - FAAAARK, that's a lot of moola. You must have a whole lotta house! LOL. We are just wanting something simple.
Nat - totally forgot you built!! How long ago was that? I spoke to a company called True Built today and they sent me through their price list. I really want a wooden home - not brick and tile. I think it's just fits our style a bit more. These guys specialise in them. Their cheapest 3 bedder's are around $150k - then you have to add on 10% GST, $6k to paint it and I'd want the eco add on which is high ceilings, extra insulation and solar. Then another $6 for hardwood floors instead of carpet/tile. So there's around $180k right there - then I guess we'd need to factor in all the other incidentals such as electric/phone/cable, Water tanks, driveway, landscaping etc, septic etc. I can't see it coming in for much less than $250k And they are asking $595k for the 5 acre block I have just fallen in love with. I should never have looked! LOL
Posted 12 July 2011 - 09:18 PM
Mel, was thinking about your little rural dream. I guess it all depends upon how much equity you have toward the land. If you had a good portion of it then pfftt, I'd say go for it. I'm not into huge mortgages is all. My Dad nearly went bankrupt building a huge fancy house in an expensive area in sydney. So he has always instilled in me to not have a bigger mortgage than what you could afford if you lost your job. So I tend to always be the over cautious one with big mortgages.
What a gorgeous dream, a beautiful timber house on a few acres.
Posted 14 July 2011 - 02:24 PM
I know Mel ALOT of money. However Danny and I were lucky and bought a house each before the property market went troppo back in the early naughties and between that and juggling our investments a bit, had enough money for the land (when we sold our other place) so we have just paid for the house. We plan to be here for 20 years or so and if we HAVE to sell have a very large buffer if we need to sell quickly. Also Danny being a pilot doesn't hurt either.
Posted 14 July 2011 - 08:01 PM
Mands - I bet your house is really nice though. You can definitely tell the difference between a 450K house and one that is a lot cheaper, especially once they start to age a bit. Definitely worth it I reckon if you have the moolah.
Posted 17 July 2011 - 03:41 PM
OMG!!! I think I just sold my house!!
Its a private sale, so no contract just yet but the people are good to go, I'm good to go.
We'll get a contract drawn up etc.
Praying nothing falls apart in the meantime..... Toowoomba here I come!!
I CANNOT believe how it has all fallen into place.
Anyone that knows me well knows how desperately I need to b free of this place.
Off to celebrate with a few drinkies with my GF!!!
Posted 17 July 2011 - 08:54 PM
Hi girls popping in quickly as we just got back from rockhampton yesterday and I have cought the gastro bug.. Yuck.
Just wanted to say hi and catch up..
Nat - Great news on the house.... We drove through Yarraman and stopped for a leg stretch on our way home yesterday and I thought of you and was thinking if we drove past your house lol.. Its lovely countryside there.
Ok going to bed now.. Girls start school again tomorrow and have to try wake up in this freezing cold weather to get them there on time.. Will pop in when I get cought up with the trip
Posted 17 July 2011 - 10:11 PM
Nat- how exciting for you. I just googled your town and wow it is pretty small. What led to you moving there? Or have you always lived there?
Posted 18 July 2011 - 06:53 PM
Ros - I moved here with my ex husband. We divorced & I stayed. Met Paul & have been here ever since. I originally came from the Northern beaches in Sydney but wanted to do the country thing. Its a very small town. About 1/2hr drive in any direction to anything that resembles normality. So over it now & am finally going to escape!!! hehehe. Can't wait.
Posted 18 July 2011 - 07:16 PM
Nat - that is brilliant news. I didn't even know you had the place up for sale! So now begins the exciting "house hunting"?? I luurrvve house hunting! I'm very jealous! Such brilliant news for you. I'm really, really excited for you
Not much happening here. Went and saw the bank today just to check if we'd have to go through the whole process re: loan application etc if we sold and purchased somewhere else. That would have really put the kybosh on things if we did as with me not working, we'd never get the loan approved. It turns out that if we purchase another house for the same or less, no problem. But if we purchased land and then built we would as it would need to be a construction loan. So there goes my dreams of building our own place. For now anyhow. We'll revisit in a few years once I've finished study and am working.
Posted 18 July 2011 - 09:18 PM
Mel, still a great dream/goal. Once you're working after uni the skies the limit!! I adore your house. Pity u couldn't lift it up & drop it off onto your dream block.
I didn't have it on the market Mel. It all just sort of happened. I met this gorgeous woman, we got chatting, Paul was total ass for 2 weeks straight (so the decision was easy), she said she looking for a house, mine fit the bill, so I sold it to her!! I'm so outta here I said to myself, hip hip hooray!! Didn't even really ask Paul as its my house, I just said SOLD!!! Insane timing.
House hunting...blah. OK when you're buying but I'm going to rent for a bit in Toowoomba to see if I like it before I commit to buying another. I want an old home as you know. I just really miss the charm of an oldie. I'll rent a nice big old queenslander close to queens park for the time being. The kids love that park. Will b great for my soaps too as there are a few markets over that way. I think its quicker to get to brissy from Tba too. So I haven't split from Paul or anything but we'll see what the future holds...insert nervous giggle. Not sure how he's going to cope with moving. Too bad though. I spend nearly everyday of my life waiting for that man to fit us in, I'm just going to go live my life & see if he follows I guess.
Edited by meeskamouska, 18 July 2011 - 09:26 PM.
Posted 19 July 2011 - 10:33 AM
Nat- I think that you have an excellent attitude. I'm so glad that you are doing what you want. The old queenslander houses look very intriguing, just one day I might see one IRL.
Mel- I'm glad you like house hunting. Ive always found it incredibly stressful, trying to work out the exact value of a house so that I don't overpay tens and hundreds of thousands. Also I worry that I will buy a house and then it will start falling apart or have termites that weren't detected. Plus all of the extra debt!
Us- It's cheap Tuesday and school holidays so I think I will take the kids to see Mr Popper's penguins.
One of the kids was vacuuming the other day and pulled on a cord which caused our opened up laptop to fall onto the tiles. Luckily it survived except the lid will no longer close and 2 of the USB ports are bent beyond use.
Edited by Fabulous, 19 July 2011 - 10:33 AM.
Posted 19 July 2011 - 09:26 PM
Nat - that's fate. It's gotta be! Is everything still looking on track? I'm keeping everything crossed for you.
Ros - yes, it's strange I know, but I really do enjoy the thrill of house hunting. I still go to open houses around our place even when we aren't in the market. I just enjoy keeping my finger on the pulse of the property market.
Sharna - how are you going? Any more thinking about plans to move overseas?
Bec - still working hard? You haven't been in for a while.
Mands - how's the new pad going! Are you enjoying just being able to chillax in your own place? All sorted with the builders?
AFU - We've found a house in Samford we have both totally falled in love with. Problem is, it's outside of our price range and we can't borrow anymore with me on one salary. We're going to have a look at it again on Thursday and may put in a silly offer. Heck, he can only say no. If all the stars of the universe aligned and we got a decent $$ for our place and he reduced his price, it could happen. But I doubt it. Here's the link if anyone is interested in having a look-see:
Only 10 days until we fly out to the UK too. Argh!!! It's so close now and I am getting so nervous about the flight with Tom. Ah well, what will be, will be.
Night night lovely ladies.
Posted 20 July 2011 - 05:41 AM
I was starving poor Mr L yesterday. The last few days my herbs and motillium had run out so I was just going with it think my supply was pretty okay. He did okay at his 10:30am feed but fussed at the later two. Started cracking it only 10 mins or so after I finished his 5pm feed and nothing would stop it. I thought he hadn't fed well so tried putting him back on but he kept sucking and not swallowing. I gave him 120ml of EBM and he guzzled it and was super content after that. He had a rest while I ate dinner and I gave him another BF and went to top up with 120ml formula as I didn't have any more defrosted EBM, but he didn't like at barely took 30mls. I have started drinking my herb tea like it is going out of fashion, plenty of water and am off to get my script filled today.
Posted 20 July 2011 - 08:00 AM
Hope you get your supply sorted Mands. Clearly the herbs & motulim work for you.
Mel, gorgeous gorgeous house!! Love it. Few thoughts but you have probably already thought of though, if you go & look at it, check the fences. Not the house pad but the boundary ones. Just to make sure if you get animals (the bigger type like cows) they don't get out. Also the zoning, if its rural residental most councils require all that grass keep in a reasonably tidy manner. Alot of grass to mow. When I had my 7acres we would get someone in to slash twice a year. I could live in that house.... swoon!!
Alls good with selling here. Contract should be done today. Just waiting on their solicitor. 35day contract. Will probably rent something a bit earlier than that though so the house is empty & clean on time. Sooo much to organise but I won't do anything till I have that signature.
Sharna, you've been very quiet, busy with family & work???
Bec, did u end up finding another DC?????
Posted 20 July 2011 - 09:26 AM
Hey... so much going on for everyone.
Nat - congrats on the house sale. That is such exciting news. You wont know yourself in Toowoomba.... so much to do in the big smoke. Will you rent on acreage again? You have to take Bella's pony and Paul's dogs right? Let us know when you are settled and we will come up for a visit. Maybe when the flower festival is on.
Mel - I do agree that that house on acreage is just gorgeous. Nat had some good advice on what to check out re: rural properties. Dan and I looked at quite a few between 1-5 acres down here and realised that anymore than 2 would be too much work for us. That is our opinion though. We also keep doing circles regarding our finances. In our current situation it would be irresponsible of us to borrow too much money. I couldnt forgive myself if financial stress caused problems in our family. We have our plans on hold until the kids are older and I am back at work more hours or until Dan's salary improves. Either that or we look at a cheaper place to live. I hope you appreciate that I am not implying anything regarding what you and Mark are considering spending, just my own thoughts on it all.
Mands - how is the new house? Are you happy with it? I bet the boys are loving the space. I hope you get your supply sorted out. What brand of formula did you offer Mr L? I recently changed Aidan onto Karicare stage 2 for daycare and he is like a different bub. He takes full bottles whereas before he was only drinking 20-40mls.
Bec - I hope you arent working too hard How are your beautiful bubs?
Ros - how was the movie? I havent taken Nadia to the movies since she was a bub and still slept through most of it. How did Jack go sitting through it? Lucky with your laptop. Can the usb ports be fixed?
AFU - Sleep - kids still waking... anyway. I have a chest infection and am on AB's. 3 weeks of laryngitis and terrible cough and I finally got to the GP's yesterday. He tut-tutted as he listened to my chest and told me I should have come in weeks ago. The usual mummy story though, leaving your own health till last. Nadia climbed out of her bed this morning and was tapping on our door... haha. Seems the daybed wont keep her contained for much longer. I knew we had to consider turning it around soon but had hoped for a bit more time. Our plans to go overseas are still kind of on track. We will probably go in November and back before Aidan is 2. That was we save on an airfare and catch winter and the holiday periods of christmas and easter. Alot to plan before that and the decision isnt fixed just yet.
Gotta go, kids tearing it up.
Posted 20 July 2011 - 09:58 AM
Sharna - no hun, I didn't take it that way at all (re: implying anything about our spending). As it happens, we couldn't (and wouldn't want to) spend any more. Anything we purchased would mean selling this place and purchasing somewhere else all for the same amount of money, including factoring in stamp duty and RE Agents commissions. That is where things get tricky - trying to get this place out at Samford for less than our place here. It aint gonna happen, but there is no harm in trying So if miracles occured, and it all worked out, we would be in the same situation financially as we are now.
I hope you start feeling better - it sounds like you have been sick for a while now. There are some awful nasties going around this winter. It seems to be the worst one we have had for a while.
Nat - I didn't know Bella had a pony. Will you take it with you? I had horses growing up, it's one of the reasons I want to move to the country. I lived on acerage as a child and really want the same for Tom.
Thanks for the tips re: looking at the boundary fences - we will definately do that.
My god it is freezing here today. Windy and blah. I'm meant to be going out for a run, but I hate running in the wind. Oh well, at least it'll warm me up.
Have a great day everyone.
Posted 21 July 2011 - 10:25 AM
Sharna- DS started putting stuff in the USB ports and lo and behold they have untwisted themselves. We had a bad run of illness a few years back but now we never seem to get sick, maybe it will be the same for you guys.
Mel- lovely property. It used to be a dream of mine to live on a hobby farm type place but now I have kind of done a turn around. I can't even find enough time to maintain our 728m2 suburban block. I'm hoping to build a huge house that takes up the whole block so that I don't have any gardening to do.
Nat- sounds like it's all coming along nicely. I love moving to new places.
Us-We ended up seeing cars at the movies and Jack sat still and was totally enthralled for the entire movie. I think it shows just how much my boy loves his cars, trucks, trains. It was very busy and we had to sit in the front row which I felt kind of sucked. Although the kids loved being in the front row.
Posted 21 July 2011 - 04:46 PM
Ros - that's inspired me to contemplate taking Tom to see cars.
We put an offer in on that house this arvo. A silly offer that I'm sure they'll never accept, but all that we can afford. Oh well, we've got nothing to loose, and all they can do is say no.
Posted 22 July 2011 - 10:37 AM
Mel- good on you for having a go. Might not be silly at all. We have put in an offer for 20% less before and ended up getting the house after the owner sat on our offer for a month or so. That's all the house was worth though and they were genuine sellers. Do you think the property you are looking at is accurately priced?
Edited by Fabulous, 22 July 2011 - 10:39 AM.
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