We have a few for next year
1. Pay off the personal loan. There's $3.5k left on it, and with our mortgage repayments just dropping recently we should be able to get it paid off by the end of March, which is two years earlier than the original term
2. An additional $10k on the mortgage (it's the max we can pay extra while on a fixed rate)
3. $3-5k for the backyard. It's a massive yard and lots to do, but I really want it to finally get done so that I feel safe having DS play out there
4. We want to go on a cruise in early 2014, so saving for that will be high on the agenda.