[ashleerose]

Okay long story short, my ex (boyfriend at the time) was driving my car and i was the passenger in the car, he is on my comprehensive insurance as a driver and we had an accident.

Anyhow its been a nasty breakup (i am in the middle of trying to get an avo, but apparently after all the hell he has put the kids and i through and still is i havent got enough for an avo).

Anyhow the other car and my car were both reversing in a car park and we were both at fault.
However the insurer rang me yesterday and the other driver has now said that they were waiting for a car spot and that i am at fault. They are sending out to me documents to fill in diagram etc.

I rang my ex because he was the driver and i was the passenger and i feel that he should be filling it in as the other driver and him swapped licence information and to be honest i wasnt paying attention as much as he was as i was looking at my mobile.

My ex hanged up on me. I have no address for them to forward documents on and can only give the insurer his mobile number which no doubt he will hang up on them?

I am so stressed out as i dont want to lose any more money because of this guy but i am more than likely going to just take the blame for the accident

I should say will the insurer charge him for the accident or me, it seems unfair that I will be taking another debt because of him????

I should say will the insurer charge him for the accident or me, it seems unfair that I will be taking another debt because of him????

[ashleerose]

I would like to know will my ex have to pay the excess $650 or me as i dont think that its fair????

[FaithHopeLove]

I would think the best way to find out what will happen will be to speak to your insurer. at a complete guess i would think if it is your car and your insurance the insurer is likely to maintain the responsibility on you unfortunately if you wamt the claimnprocessed and your car fixed. must underline that i have no knowledge to back that up! best of luck in sorting it out.

[ashleerose]

Thanks, i rang through to the insurer just then (had to wait until that section was open).

Anyhow seems that i am responsible even though he is the driver and i was lucky enough to have a helpful claims person who is going to try and contact my ex to see if he will complete the paperwork (fingers crossed) as otherwise i am going to take the fall for this accident.

[FaithHopeLove]

Glad you got someone helpful - hope they are able to get a fair result for you.

[opethmum]

Give the insurance company his details and let the insurance company pursue the paperwork. Complete all the paperwork on your end. The insurance company will get what it needs and they are big enough to pursue this at length and are experienced with this kind of people.

Just breathe and get on with your life and just do what is necessary to this claim.

[Tigerdog]

if it is your car and your insurance the insurer is likely to maintain the responsibility on you

I think this as well. You would also have to check if your insurance actually covers another person driving the car, some don't unless you specifically nominate that person.

[Holidayromp]

If it is found that your ex is at fault don't go through insurance and provide all of his details to the TP insurer so they can claim direct through him. Otherwise you are going to be up for an excess should it be ruled that your ex is at fault.

[Dylan's Mummy]

If he won't fill in the paper work and If he doesn't want to claim responsibility you could always take him to court but that would probably end up costing you even more. If all else fails, it's a small price to hopefully get him out of your life.

[Holidayromp]

I think this as well. You would also have to check if your insurance actually covers another person driving the car, some don't unless you specifically nominate that person.

Yes but the onus is on the OP if she choses to use her insurance company. If she doesn't then that will put the driver ie her EX right in the firing line which is exactly what I would do.