QUOTE (BubblyGal @ 07/12/2012, 11:16 AM)
Are you serious?
The only income you have is FTB and you want to get a personal loan?!?!
I'm so glad my taxes will be paying off your personal loan.
I certainly hope that whatever you need a loan for is life critical.
WTH? Who do you think you are?
There are legitimate times. Just because your world is perfect, doesn't mean everyone elses world is.
To answer your question OP - I had a small income, and FTB, I could not borrow the minimum ($4k) - it came down to the amount of dependants. But together with DH I was able to borrow far more, we just had to work it all out differently.