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 Christmas Savings Accounts, How much? |
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 31/12/2012, 07:07 PM
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#1
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Joined: 11-February 11
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I am planning to open a Christmas Savings account by the end of next month.I think they are such a great idea and will definitely help relieve any financial stress that may occur during the Christmas season.
Anyway, for anyone who does this, how much/how often do u allocate into the Christmas account? I'm not quite sure how much I should put in. We are a small family of 3 and generally spend about $100-$150 on each other for presents. We don't do anything extravagant for Christmas Eve/Christmas Day, just a nice 3 course dinner. We do like to check out the Boxing Day sales though. Any suggestions? |
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31/12/2012, 07:18 PM
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#2
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Posts: 2,075
Joined: 18-August 07
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For 2013 i'm putting $25 a fortnight into my Christmas Club account for presents, and then buying a $20 Woolies voucher with each grocery shop to cover food/decorations etc.
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31/12/2012, 07:22 PM
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#3
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Joined: 11-February 11
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QUOTE (tickledpink72 @ 31/12/2012, 08:18 PM)  For 2013 i'm putting $25 a fortnight into my Christmas Club account for presents, and then buying a $20 Woolies voucher with each grocery shop to cover food/decorations etc. I forgot about grocery gift cards! Thanks for the idea! |
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31/12/2012, 09:39 PM
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#4
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Joined: 25-February 08
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This year I banked $125 a fortnight into my Christmas account. Next year I am banking $50 as I want to build up an emergency/rainy day account as well. I love my Christmas account!
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31/12/2012, 09:48 PM
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#5
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QUOTE (gina70 @ 31/12/2012, 10:39 PM) This year I banked $125 a fortnight into my Christmas account. Next year I am banking $50 as I want to build up an emergency/rainy day account as well. I love my Christmas account! I'm thinking of putting $100 a month into it plus grocery gift cards bought throughout the year. We've already got money that is on a automatic savings plan so don't really want to push it. I think the Christmas accounts are such a good idea. A shame not many banks do it though. |
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31/12/2012, 11:48 PM
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#6
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Posts: 2,377
Joined: 19-August 10
From: brisbane
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what a good idea, might do this too!
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31/12/2012, 11:55 PM
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#7
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What a great idea. I never thought of grocery gift cards. Does anyone know much about the expirey dates on them. Would it be 1 year from the date purchased?
Anyone know what banks offer Christmas accounts? TIA |
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01/01/2013, 12:03 AM
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#8
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Posts: 1,546
Joined: 24-January 10
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QUOTE (wiggles @ 01/01/2013, 12:55 AM) What a great idea. I never thought of grocery gift cards. Does anyone know much about the expirey dates on them. Would it be 1 year from the date purchased? Anyone know what banks offer Christmas accounts? TIA Woolworths gift cards expire 12 months after the date of purchase. http://everydaygiftcards.com.au/FAQ Coles gift cards expire 2 years after the date of purchase http://www.giftcards.com.au/Common-questions.aspx |
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01/01/2013, 12:07 AM
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#9
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Posts: 2,257
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QUOTE (Liadan @ 01/01/2013, 01:03 AM) Woolworths gift cards expire 12 months after the date of purchase. http://everydaygiftcards.com.au/FAQ Coles gift cards expire 2 years after the date of purchase http://www.giftcards.com.au/Common-questions.aspx Thank you. |
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01/01/2013, 10:08 AM
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#10
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Bendigo Bank I know does but I am in VIC, some credit Unions do.
Also I get extra tax taken out for xmas stuff, no interest but I can't access it at all until tax refund time. |
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