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 Credit card payment stuff up, Help! |
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 19/01/2013, 01:05 PM
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#1
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Posts: 6,543
Joined: 10-June 05
From: Tasmania
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| sanity is overrated | |
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Payments not due til 4th Feb.
I paid it it full the other day (pay in full early due to when our monthly pay falls) Just realised today that I paid it 1cent short  If I pay $5 will that set me straight? Why kind of lunatic pays something 1 cent short :S |
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19/01/2013, 01:14 PM
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#2
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Posts: 4,669
Joined: 26-November 05
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If it's not due yet then the interest wouldnt have been activated. Probably silly paying 1c but even just $1 should be fine.
I generally round ours up to the nearest whole dollar amount (or the nearest $5) when I pay it off each month. |
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19/01/2013, 01:34 PM
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#3
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Posts: 1,013
Joined: 24-June 08
From: Brisbane
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I don't believe they charge interest on that small amount, I think it is under a dollar you get away with it
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19/01/2013, 01:45 PM
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#4
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Posts: 1,012
Joined: 8-September 11
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Can't you just pay the extra cent? If not then what ever the smallest you net banking will let you, you don't get charged interest until after the due date.
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19/01/2013, 01:47 PM
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#5
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Posts: 6,543
Joined: 10-June 05
From: Tasmania
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| sanity is overrated | |
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I've palid $5 for some reason au felt silly paying 1c!
I just wanted to check that by paying the $5 everything would be worked out iykwim |
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19/01/2013, 02:25 PM
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#6
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Posts: 5,338
Joined: 7-October 06
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You can pay it in however many payments you want for whatever amount each payment without having the interest activated as long as they get the total minimum payment by the due date. You could even just B/Pay the 1c if you want.
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19/01/2013, 02:29 PM
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#7
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Posts: 4,279
Joined: 13-December 09
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QUOTE (Cherish @ 19/01/2013, 01:47 PM)  I've palid $5 for some reason au felt silly paying 1c! I just wanted to check that by paying the $5 everything would be worked out iykwim Why? And why would you have to ask? |
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19/01/2013, 02:36 PM
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#8
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Posts: 1,013
Joined: 24-June 08
From: Brisbane
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I am pretty sure the bank wouldn't even notice that you had paid 1c had you done that
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19/01/2013, 02:43 PM
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#9
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Posts: 8,680
Joined: 9-July 08
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| lalalala | |
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QUOTE (#B# @ 19/01/2013, 03:36 PM) I am pretty sure the bank wouldn't even notice that you had paid 1c had you done that I once got a bill from Telstra for 2c  Our poor trees... |
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19/01/2013, 03:46 PM
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#10
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Posts: 6,543
Joined: 10-June 05
From: Tasmania
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| sanity is overrated | |
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I needed to ask because I've always paid it in full and just wanted to check!'
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